Meet the team.

The success of any mortgage lender is to have a great team to support them. We have the best team you will find and over 50 years of experience in the mortgage business!
Rick Scherer
Branch Manager
NMLS# 102054
Rick started in the mortgage business more than 24 years ago, in 2000. This experience allows him to be creative and see angles to help borrower's obtain a mortgage that are often missed by other mortgage professionals. Rick originates all mortgage types but specializes in helping first time homebuyers or those seeking down payment assistance.


Rick is married and has 1 son and 2 step daughters. His son, Nic serves in the Air Force and lives with his wife in Virginia. His one step daughter lives close with her boyfriend in Florida and the other is still at home in the High School. Rick is also a huge animal lover. His "boys" are 2 boxers, Levi and Hooch and his 3 "girls" are Molly (terrier mix), Ocean (Shepherd mix) and Nala (cat). Rick is an avid sports fan and enjoys watching football, baseball and playing golf. He also enjoys traveling, fishing and visiting theme parks.




APPLY NOW
Brenda Scherer
Loan Processor
Branch NMLS# 1605117
Brenda has been in the mortgage business for over 4 years and works with the underwriter to obtain documents for your loan. She is experienced in all loan programs, including Conventional, FHA, VA, USDA and down payment assistance programs.

Brenda will work closely with you to ensure the process goes smooth and your loan closes on time!

Brenda is married and has 2 daughters and a step-son. During her off time, she enjoys traveling, theme parks, casinos, fishing and anything outdoors.




APPLY NOW
Novalee Rodriguez
Marketing Specialist
Branch NMLS# 1605117
Novalee just started in the mortgage business in 2024 and is eager to help clients throughout the loan process. She is excellent in customer service and helping clients with information relating to the homebuying process.




APPLY NOW
HOW MUCH CAN I BORROW?

You can use our calculators to estimate monthly payments or estimate how much you would qualify to borrow to buy a home.

GO TO CALCULATOR
CAN I BUY WITH ZERO DOWN PAYMENT?

There are many options that allow you buy a home with no down payment. We offer the best programs out there today!

SEE DPA OPTIONS
Copyright 2024 Cardinal Financial | NMLS #66247 www.nmlsconsumeraccess.org | Equal Housing Opportunity | We are not an affiliated or an agency of the federal government. All information contained herein is for informational purpose only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures, rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states and restrictions apply.