Buying A Home?
You have come to the best place for all your mortgage financing needs!
Why Choose Us?
BEST Down Payment Assistance program
      FICO® Scores as low as 600!
      No Maximum Income Limit!
      Existing Manufactured Homes Allowed!
      Available in all states except NY!
     See All Requirements

VERY Competitive Interest Rates!
One Hour Pre-Approvals!
24+ Years of Experience!
Variety of Products & Programs!
     Apply Today!
Rick Scherer
Branch Manager
102054|Branch-1720069|More info
Appy Today

4.98 Star Review!
COMPETITIVE RATES, GREAT SERVICE AND KNOWLEDGABLE PEOPLE!
Our team has over 40 years of mortgage experience as well as over 23 years of underwriting experience. This experience gives us an advantage over other companies to help find ways to make your loan work and help make the process smoother. We are there for you from the application through to closing when you get your keys in hand!
Application
We make your application simple! You can complete the application online through our website. It is 100% secure! Or you can always call us at 352-446-9422 and we can take your application over the phone.
Processing
Once you are under contract or refinance has started, we will begin processing your loan. This is where we gather the necessary documents needed to submit your loan to underwriting and ordering any additional items we need.
Underwriting
Since we are a lender, all underwriting is done in-house. Our underwriting team is experienced in all different loan types and programs. They work with us in providing the faster service possible to approve your loan.
Closing
Once your loan is approved by underwriting, it is time to close! We work with your title company to schedule the closing and make the transition easy. We are there for you until you sign papers and keys in hand!
HOW MUCH CAN I BORROW?

You can use our calculators to estimate monthly payments or estimate how much you would qualify to borrow to buy a home.

GO TO CALCULATOR
CAN I BUY WITH ZERO DOWN PAYMENT?

There are many options that allow you buy a home with no down payment. We offer the best programs out there today!

SEE DPA OPTIONS


           

Bloomington Branch
3601 Minnesota Drive
Bloomington, MN 55435
NMLS #1720069
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Corporate Office:

3701 Arco Corporate Drive, Suite 200
Charlotte, NC 28273
Main: (952) 746-3323

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AZ BK#0925883
Copyright 2024 Cardinal Financial | NMLS #66247 www.nmlsconsumeraccess.org | Equal Housing Opportunity | We are not an affiliated or an agency of the federal government. All information contained herein is for informational purpose only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures, rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states and restrictions apply.