Whether you're looking to purchase or refinance your existing home, let our experts find your best loan option. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own In-House Down Payment Program that has more flexible guidelines and lower interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
Payments could also include PMI (Private Mortgage Insurance) depending on LTV (loan to value) or HOA dues as well. Information is deemed to be reliable but not guaranteed. Estimated payments are not guaranteed or implied. Should be used only for informational purposes. For a more accurate payment, please call us at 352-446-9422
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"Rick is always amazing I couldn't recommend him enough to my clients"
Mykela S. Closed Aug 09, 2024
"Rick was fantastic, knowledgeable and super friendly person. He made the whole process to go very smooth. I will highly recommend Rick to my friends and family. Thank you for setting up everything straight and he was very quick in turnaround."
Neelufhar A. Closed Dec 30, 2022
"Rick alway answers the phone and keeps you informed throughout the entire process. He has a wide variety of loan products, making him a good fit for buyers at any price point."
Tiffany B. Closed Feb 23, 2024
"Rick, Was very professional and communicative. He set realistic goals and exceeded my expectations. I was able to close on my first home in weeks."
Tabitha W. Closed Jul 08, 2024
"Rick answered all the question we had quickly and profession. Most importantly, when we were ready to close early he knew immediately that we were clear to close a week early. No hesitation! I had complete confidence that the transaction would close. This is not always the case."
Kenneth P. Closed Jan 19, 2024
"Rick and Brenda made the process so smooth, answered all my questions, was super friendly, we closed within 30 days with a few hurtles."
Robert M. Closed Mar 10, 2023
"Rick you were wonderful!!! I enjoyed each and every min that we talked from the beginning til my closing. :-)"
Sheller B. Closed Jun 14, 2024
"Rick is literally the man!!!! I’ve found my new lender without a doubt. I just hate that it took me so long to realize this ?"
Mark R. Closed Apr 30, 2024
"Rick was eager to answer all of my questions. Rick was very supportive and encouraging throughout the entire process. He always took the time to explain every step in simple terms I could understand. Every conversation felt like I was talking to someone who really cared about the people he was working hard for. I will recommend Rick to anyone I know in the market for a house. Thank you again Rick."
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