The benefits of owning a home instead of renting offer buyers several tax advantages, the ability to grow equity, and of course a place to call your own. It's also a feel-good milestone that offers a sense of pride and accomplishment. And, the current real estate and mortgage market conditions have created the perfect opportunity to transition from writing a monthly rent check to investing in your own home. Here are several reasons you should consider buying:
Rent will continue to rise. Homeownership is an investment. Predictable Monthly Payments. Historically low rates and down payments. Tax Deductions.
Whether you are a first time homebuyer, buying an investment property or second home, we are here to work with you every step of the way!
We offer our own in-house Down Payment Assistance as well as many local and state programs. Some are First-Time Homebuyers only and other do not require that.
Low Credit Scores
Unlike most lender, we have no credit score overlays. Typically you will need a larger down payment when your scores are below 600.
Low Rates
We are a direct lender and one of the largest servicer in the country. This allows us to keep our rates low for our clients!