"Wonderful experience! I was worried about getting approved because of a medical bill, but Rick helped me every step of the way. He took the time to explain the process, answered all of my questions, and always made himself available when I needed him. On closing day, I called Rick nervous, and he simply told me, “Don’t be nervous, be excited.” That meant a lot to me because he made what could have been a stressful experience feel exciting and reassuring. What a wonderful experience from start to finish! I truly appreciate Rick for helping make homeownership a reality for me. I highly recommend him to anyone looking to buy a home!"

"Very easy to work with and resposive."

"I had other mortgage experiences that were unprofessional. But, with Rick the process was seamless!!! Rick's knowledge and expertise are top notch and he will be my number one referral from now on!!!!"

"Shout out to rick for everything he did for me got it done an answer my calls"

"Rick was very helpful and understanding throughout my whole home-buying journey. He single handedly made it possible for me to buy a house that I loved after I had given up hope in this bleak market."

"Rick was great to work with he was quick and he was fast. I got into my home in a very short period of time. Communication was really good. He replied to all my request. Thank you again Rick."

"Nice to work with, knowledgeable and everything went so smoothly."

"Rick is a great person to deal with along with Brenda. We are self employed and he did a great job helping us prove our true income along with navigating all the questions. We recommend them to anyone who is looking to buy a home. Very honest and transparent and extremely knowledgeable of the industry."