Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"It was no pressure and stress. Rick made it an amazing experience. Any future business I would gladly do through Rick."
Bazil H. Closed Jun 11, 2024
"Rick communicated through the whole process. The whole team was very helpful went above and beyond. If we had any questions Brenda or Rick were quick to answer. They helped us through a struggle with the appraiser not doing her job. I will refer Rick to anyone."
Jordan W. Closed Sep 23, 2025
"Communication, profesionalism and most important thing is We achieve our dream, and They help us make it came true."
Eko D. Closed Jun 17, 2025
"Rick you were wonderful!!! I enjoyed each and every min that we talked from the beginning til my closing. :-)"
Sheller B. Closed Jun 14, 2024
"Rick is great at whar he does he keep you alert threw threw the whole process I gives 5 stares thabkyou risk dor everthing"
Marcus C. Closed Jul 21, 2023
"With me every step of the way. Pleasing to talk to over the phone. He made everything personal when need anything either phone calls or text. This guy was an absolute beast with the whole process. Made me feel at ease."
Charles L. Closed Jul 14, 2023
"Rick was great, very attentive and explained everything."
Megan M. Closed Mar 01, 2024
"Rick is always amazing I couldn't recommend him enough to my clients"
Mykela S. Closed Aug 09, 2024
"Rick was easy to work with and was available any time we needed. I will definitely refer business his way. Thank you."
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