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Loan Details
Loan Type
Loan Term
Purchase Price
$
.00
Down Payment
%
$
.00
Interest Rate
%
+Advanced
Taxes & Insurance
X
Annual Property Taxes
$
.00
%
Annual Homeowners Insurance
$
.00
%
Monthly Payment Breakdown
Your Payment:
$1,516.92
Priciple & Interest:
$1,258.59
Property Taxes:
$166.67
Insurance:
$91.66
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"I recently purchased a home that is truly amazing—more than I ever asked for and honestly everything I prayed for. As a first-time homebuyer, I had so many questions, concerns, and worries about the financing process, but my loan officer made such a difference in my experience. From the very beginning, they were patient, knowledgeable, and willing to walk me through each step. They helped me understand the process, answered my questions, and worked hard to make sure everything came together so I could purchase the home I loved. Buying a home can be stressful, especially when you’re constantly wondering if everything is going to work out. My loan officer gave me reassurance throughout the process and remained committed to helping me reach the finish line. I truly appreciate the time, effort, communication, and dedication they put into making my dream of homeownership a reality. I can honestly say that I’m grateful to have had them in my corner during such an important moment in my life. Their professionalism and commitment exceeded my expectations, and I can absolutely understand why they are so highly regarded. If you’re looking for a loan officer who will genuinely care about your situation, take the time to explain things, and work hard to help you achieve your homeownership goals, I highly recommend them. You won’t regret having them on your team!"
Kailay W. Closed Aug 28, 2026
"Was really great to work with. help me out a lot and am so thankful for that . Thank you for helping me purchase my first house ."
Ian A. Closed Feb 12, 2026
"Super easy and smooth FHA process. Rick and Brenda were very accommodating and made the process veryeasy."
Isaac N. Closed Jun 27, 2025
"I highly recommend Rick Scherer he is incredibly knowledgeable and took the time to understand my needs. He helped explore different loan options and find the perfect fit for my financial situation. I worked with mortgage Lenders in the past but Rick is the one of the best in this business and I can't thank him enough. The team , especially Brenda was supportive and professional, ensuring confidence in decisions. Their expertise are invaluable in navigating the mortgage process. They made the process smooth and easy. They were quick to respond to every email and call, keeping the process moving we definitely need more people like you in this world."
Snezana B. Closed Jun 12, 2025
"I had other mortgage experiences that were unprofessional. But, with Rick the process was seamless!!! Rick's knowledge and expertise are top notch and he will be my number one referral from now on!!!!"
Cynthia L. Closed Aug 15, 2025
"Getting it dun Thanks rick"
Robert L. Closed Jan 03, 2025
"Rick helped me so much! My original company was just awful. They were very unorganized & have me no information or help. Rick managed to fix all the damage they did & wouldn't let me give up. I wouldn't have my house if it weren't for him."
Christina Y. Closed Nov 19, 2022
"Rick and Brenda went above and beyond for me and even worked on the weekend to get everything done for my loan. Very easy to close with as well. Always took my calls and answered my questions. Very grateful and thankful."
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