Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
GET A FREE RATE QUOTE ON THE RIGHT MORTGAGE FOR YOU!
"Great experience buying my first home. Rick work with me on every step of the process, he went above and beyond to get me to the finish line. I so pleased I had chosen Rick and Axia. Recommended 100%!!!"
Oscar R. Closed Jun 17, 2024
"Very good communication, worked with me going over options to get the best deal for me"
Harold S. Closed Mar 10, 2025
"Rick was easy to work with and was available any time we needed. I will definitely refer business his way. Thank you."
Jennifer D. Closed Jun 26, 2024
"I’m a travel nurse, who had taken a few years away to raise my kids. I had been back six months. The other lenders were requiring a year despite fha saying six months given the years prior to the break.
Rick is a very determined guy and I knew from the start, if anyone would get it done, it would be him.
Initially I got the preapproval for conventional with 10% down. Which was rather heartbreaking as I’d had my mind set on FHA.
A couple weeks before close, Rick got us approved for FHA!!
I type this while sitting in my new home.
Do the application. You won’t regret it!"
Phoenix T. Closed Nov 12, 2022
"Rick is a great and easy person to work with he breaks it down for you and works with your schedule not stressful at all highly recommend him this was my first time buying he made it very easy."
Jennifer G. Closed Jan 28, 2025
"Rick was great with communication. He was on top of everything, ready to go on his end before we had everything in place. Would definitely recommend him to others."
Brian L. Closed May 30, 2025
"Very easy to work with and resposive."
Paul W. Closed Sep 26, 2025
"The clear and concise communication. The quick responses to questions by email, text or when we called. They made this process easy and quick. We were even able to close on our 1st house 2 days earlier from original closing date."
Kira N. Closed Dec 19, 2025
"Rick and Brenda were both extremely pleasant to work with, responsive when I had questions and helped complete my home purchase."
Apply in 5 minutes
