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Loan Details
Loan Type
Loan Term
Purchase Price
$
.00
Down Payment
%
$
.00
Interest Rate
%
+Advanced
Taxes & Insurance
X
Annual Property Taxes
$
.00
%
Annual Homeowners Insurance
$
.00
%
Monthly Payment Breakdown
Your Payment:
$1,516.92
Priciple & Interest:
$1,258.59
Property Taxes:
$166.67
Insurance:
$91.66
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"This was our second home purchase and I was dreading it but Rick and Brenda at Planet Home Lending made the process so easy! My questions were answered in such a timely manner and always so nice in explaining the process. Very happy! Thank you so much!"
Kim L. Closed Jul 31, 2025
"Rick answered my calls when I called. Explained things well and gave sound advice"
Justin B. Closed Aug 09, 2024
"Shout out to rick for everything he did for me got it done an answer my calls"
Thomas J. Closed Aug 22, 2025
"A massive thank you to Rick and his team. Firstly the speed of communication at all times was exceptional, I have never experienced such great customer service. Also your ability to help us navigate through what can be a confusing process was amazing. Thank you"
Troy J. Closed Apr 30, 2025
"Great experience working with Rick! He was very helpful, responsive, and made the whole loan process simple and easy. He kept me updated throughout and was always quick to answer any questions I had. Everything went smoothly from start to finish. Definitely recommend Rick and Valor Home Loans!"
Gazi M. Closed Sep 17, 2026
"Rick was quick, responsive, and honest!"
Heaven H. Closed Aug 19, 2025
"It's been great working with you."
Judy P. Closed Mar 08, 2024
"Rick communicated through the whole process. The whole team was very helpful went above and beyond. If we had any questions Brenda or Rick were quick to answer. They helped us through a struggle with the appraiser not doing her job. I will refer Rick to anyone."
Jordan W. Closed Sep 23, 2025
"Rick is hands down my new favorite person on earth!! My wife and I got strung along with another broker for our first home purchase. After feeling crushed when we had to back out of our first home offer because the other broker couldn’t actually do what he said he could, we met Rick through Facebook. Instantly he was off and running, told me exactly what we needed to do from the get go and made the entire process smooth as it could be. He answered all phone calls at all times or responded no later than a few hours. He even drove around checking on houses as we were moving into the same town he lived in from another state and basically gave us an honest opinion on each home and neighborhood. I literally could go on for hours about how awesome we were treated and not to mention he made sure WE CLOSED IN OUT FIRST HOME!! We move in next week and can’t wait and it wouldn’t have happened with out the help of Rick and his team!! Will definitely use Rick again for all my loan needs in the future!!"
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