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Loan Details
Loan Type
Loan Term
Purchase Price
$
.00
Down Payment
%
$
.00
Interest Rate
%
+Advanced
Taxes & Insurance
X
Annual Property Taxes
$
.00
%
Annual Homeowners Insurance
$
.00
%
Monthly Payment Breakdown
Your Payment:
$1,516.92
Priciple & Interest:
$1,258.59
Property Taxes:
$166.67
Insurance:
$91.66
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Everything went smoothly, the staff was very professional and helpful, and the service exceeded my expectations."
Clairson C. Closed Dec 19, 2025
"Rick is very personable and honesty. Made sure I felt comfortable but also delivering all the necessary information for me to make the best decision for my situation. The entire team that worked on my loan were professional and kind, especially Brenda. Any minor hiccups were handled with clarity and understanding. Great experience. They made me feel like a person and not just another number."
Keith W. Closed Dec 09, 2025
"Rick and Brenda Scherer were great to work with made the home buying process easy. I would definitely recommend Rick to anyone interested in buying a home."
Vernon R. Closed Sep 30, 2025
"I never thought that I would ever be able to purchase a home for myself then I found Rick on Facebook. He was so helpful and answered all my questions during the whole process. He was available anytime during the day or evening and had my loan approved quickly. I would recommend him to anyone that I know looking to purchase their new home."
Michelle L. Closed Nov 30, 2022
"Getting it dun Thanks rick"
Robert L. Closed Jan 03, 2025
"Rick and Brenda were great to work with. Explained the whole process and answered any questions i had. Would definitely work with them again"
Michael M. Closed Jun 10, 2026
"I'm extremely grateful to Rick Scherer and the rest of the team at Valor Home Loans. Being first-time home buyers, we didn't know much about the process but from the very beginning they guided us through the process and helped us all the way to closing day. We only had 45 days before we had to move out of our rental, and we were able to close in 30 days!! I strongly recommend their services to anyone looking to buy a home not only because of the way they guide you but also the urgency they show. Thank you so much to our Realtor Claudia Williams, Rick, Brenda, Novalee and Also Robin with Wollinka Wikle Title Insurance. :)"
Juan P. Closed Sep 11, 2026
"Already great"
Jeanne G. Closed Mar 31, 2025
"Thank you for everything your help and I am happy working with you."
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