Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Rick is literally the man!!!! I’ve found my new lender without a doubt. I just hate that it took me so long to realize this ?"
Mark R. Closed Apr 30, 2024
"Patient, supportive, straight forward, no false promises, reliable, honest and will find you solutions. Good listener and interperter, doesnt ignore you or leave you out in the wild. I worked with 3 lenders during the process of buying my house and he is the only one who MADE things happen."
Dan C. Closed Jun 23, 2025
"Rick and the Planet Home team was great to work with, a stress free process, thank you so much!"
Katie C. Closed Mar 27, 2025
"Courteous, quick in responding, following up to queries and clarity of next steps"
Vijayagopal G. Closed Oct 06, 2025
"Rick was great, very attentive and explained everything."
Megan M. Closed Mar 01, 2024
"Working with Rick Scherer has always been easy and his communication is always clear. Based on my experience, I highly recommend him. 10 out of 10!"
Melissa L. Closed Mar 15, 2024
"What made it so much is Rick answered every question I with professionalism, patience and courtesy."
Dale W. Closed Jan 31, 2024
"The team was very helpful and informative"
Nicole N. Closed Jun 27, 2025
"Rick you were wonderful!!! I enjoyed each and every min that we talked from the beginning til my closing. :-)"
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