Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Rick is very knowledgeable about the process and explained every step, he even assisted me in how or where to find important documents needed. I am very happy with my overall experience. Thank you for everything you did to help me through the process."
Stacie W. Closed Nov 21, 2025
"The service we received from Rick Scherer was very professional and helpful. He responded to every question we had in a timely and professional manner and he always made us feel like we were his only clients"
Dale W. Closed Mar 11, 2025
"Rick was very help and did what he promised. He got us our own home"
Michael S. Closed Feb 22, 2024
"The clear and concise communication. The quick responses to questions by email, text or when we called. They made this process easy and quick. We were even able to close on our 1st house 2 days earlier from original closing date."
Kira N. Closed Dec 19, 2025
"Thank you for everything your help and I am happy working with you."
Bie P. Closed May 06, 2024
"Very easy to work with and resposive."
Paul W. Closed Sep 26, 2025
"my husband and I are so thankful to Rick and the fantastic service him and Brenda provide! he's super patient and helpful and I am forever thankful to have found your ad! thank you thank you for getting us and our pups into our home before the holidays! 100% recommend Rick to anyone who wants a smooth home buying process!!"
Erika H. Closed Dec 03, 2022
"Rick Scherer did an outstanding job helping me to obtain buying my first and forever home. When I had any questions, he was there to answer them all. I have shared my experience with friends and family. Already a couple have asked me for Rick Scherer information to connect with him for their selves."
Janine N. Closed Jan 12, 2024
"Patient, supportive, straight forward, no false promises, reliable, honest and will find you solutions. Good listener and interperter, doesnt ignore you or leave you out in the wild. I worked with 3 lenders during the process of buying my house and he is the only one who MADE things happen."
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