Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Rick was very helpful answering questions! He was professional! I will be sending a friend to him soon!"
Darnele B. Closed Mar 14, 2025
"Rick Scherer and his team made this purchase a very easy and painless experience. If I find out that any of my family or friends are looking to purchase a new house I will be referencing him."
John S. Closed Apr 12, 2024
"Rick was very helpful and understanding throughout my whole home-buying journey. He single handedly made it possible for me to buy a house that I loved after I had given up hope in this bleak market."
Najma A. Closed Apr 02, 2024
"Rick is wonderful! Always available, made it easy!"
Jessia B. Closed Aug 15, 2025
"From very first message to closing, always prompt and real information and truly a Godsend! Awesome experience and would recommend to any and everyone!"
Ronald F. Closed Sep 19, 2025
"Rick has excellent communication skills! He kept us informed every step of the way. Every time I called him he answered. He also got the loan clear to close in record time! Very impressed. I would love to work together in the future!"
Christy W. Closed Mar 15, 2024
"Getting it dun Thanks rick"
Robert L. Closed Jan 03, 2025
"Rick was incredibly quick to respond and knowledgeable. His communication was also stellar. I really appreciate how easy he made the home buying process for me."
Jack E. Closed Aug 11, 2023
"Rick was there to answer any questions we had and helped getting into apps that we didnt know anything about. He is very friendly and informative. I would not hesitate to recommend him to any looking to buy or refinancing a home. Rick worked with us every way possible. I thank him alot. Cheryl A Mickle"
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