Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Rick was very very supportive and provided guidance and feedback every step of the way. He was always pleasant and provided excellent customer service."
Claudel W. Closed Jul 14, 2025
"Excellent experience. Knowledgeable, responsive and made the process less stressful."
Diane S. Closed Dec 31, 2025
"Rick is great at whar he does he keep you alert threw threw the whole process I gives 5 stares thabkyou risk dor everthing"
Marcus C. Closed Jul 21, 2023
"Rick and Brenda were absolutely great! Any questions we had they answered quickly and made the process very easy. Our realtor is even putting them on her list of lenders to recommend!! The whole process and advice from Rick was amazing from start to finish!"
Billy G. Closed Jul 31, 2025
"You guys doing whatever in your power to make purchasing a home great and go through without any problems."
Samantha F. Closed Sep 08, 2023
"Very helpful always answer the phone when questions are needed good guy right here 100% honest man great to work with"
Marcus C. Closed Aug 16, 2024
"Already great"
Jeanne G. Closed Mar 31, 2025
"Worked with you once before. Petie recommendes you all."
Debra P. Closed Sep 05, 2025
"I am a realtor in SC and had never used Rick. I had this elderly couple that I had sold their home and under contract for a new home based on their lenders approval. Less than 2 weeks from closing their lender dropped the ball. I sent them to two different agents that could not get it done. I was referred to Rick by another agent, gave him a call. He jumped on the file had been approved, through underwriting, and at the closing table on time. And today’s market that is unbelievable, I will always be loyal to Rick. He did an amazing job and pulled a miracle out of the sky. I have sent his number to several other agents. Thank you Rick for a fabulous experience."
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