Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Rick was a pleasure to work with. He was especially responsive and always available to address questions and concerns. I would recommend him to anyone liking for a quality lender!"
David E. Closed Aug 01, 2024
"Shout out to rick for everything he did for me got it done an answer my calls"
Thomas J. Closed Aug 22, 2025
"Rick and Brenda were great to work with. They answered any questions I had quicker than any other business I have worked with. I would recommend these guys to any of my family or friends looking for a mortgage!!"
James J. Closed Jun 21, 2024
"Rick and Brenda were amazing and helped us tho through this process! We couldn't have done it without them and if we ever move again we will not use anyone but them!"
Brandon M. Closed Dec 31, 2024
"Rick was very help and did what he promised. He got us our own home"
Michael S. Closed Feb 22, 2024
"Rick was outstanding to work with. He helped us navigate obstacles throughout the process with patience and professionalism, always keeping us informed and on track. Highly recommend!"
Otmane A. Closed Aug 15, 2025
"The clear and concise communication. The quick responses to questions by email, text or when we called. They made this process easy and quick. We were even able to close on our 1st house 2 days earlier from original closing date."
Kira N. Closed Dec 19, 2025
"Rick was great with communication. He was on top of everything, ready to go on his end before we had everything in place. Would definitely recommend him to others."
Brian L. Closed May 30, 2025
"Rick and Brenda went above and beyond for me and even worked on the weekend to get everything done for my loan. Very easy to close with as well. Always took my calls and answered my questions. Very grateful and thankful."
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