Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Very good communication, helpful insights and very pleasant to work with"
Richard S. Closed Aug 08, 2024
"Rick is a great and easy person to work with he breaks it down for you and works with your schedule not stressful at all highly recommend him this was my first time buying he made it very easy."
Jennifer G. Closed Jan 28, 2025
"Rick helped us achieve our dream of being homeowners. The process and support was great"
Christopher G. Closed Mar 28, 2025
"While the Lender was an amazing team to work with we had alot of trouble with the whole closing process. I do appreciate everything that Rick and his team did to help us"
Robin L. Closed Aug 31, 2023
"Rick and Brenda are the best in the business.cant wait to buy my first investment property and I wouldn't dream of using anyone but rick Brenda and the rest of their team"
Jameelah C. Closed Aug 31, 2023
"Rick & Brenda helped me every step of the way. Me being a 1st time homebuyer this was very important. They made this transaction very simple for me."
Christina J. Closed Oct 10, 2025
"Rick and Brenda made the process quick and easy! They were always quick to respond and were on top of things. Thank you both!"
Jordyn C. Closed May 22, 2025
"What made it so much is Rick answered every question I with professionalism, patience and courtesy."
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