Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Rick was very helpful answering questions! He was professional! I will be sending a friend to him soon!"
Darnele B. Closed Mar 14, 2025
"The process was great and it moved fast. Great communication and fast response. Was available anytime to answer my questions. Overall a great experience."
Jay M. Closed May 28, 2024
"Very quick service"
Ashley P. Closed Sep 04, 2025
"It was no pressure and stress. Rick made it an amazing experience. Any future business I would gladly do through Rick."
Bazil H. Closed Jun 11, 2024
"Thank you for helping us find our first home"
Robert S. Closed Feb 16, 2024
"I had very smooth experience working with Rick. was very informative."
Azka A. Closed Oct 31, 2025
"That’s was very quick and easy process. Thank you Rick and your team, much appreciated for your effort. I will recommend you to whoever is ready for with you."
Joseph K. Closed Apr 29, 2024
"Rick was absolutely amazing! Rick answered all of my questions in a timely manner and was very patient with me."
Chermaine O. Closed Jun 28, 2024
"Rick and Brenda made the process quick and easy! They were always quick to respond and were on top of things. Thank you both!"