Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"I have to say, Rick is fantastic. He exudes friendliness and intelligence in everything he does. And let's not forget about his partner Brenda - she's truly amazing! Without a doubt, I'll be recommending them to all of my friends and family."
Nikki P. Closed May 06, 2024
"Rick was great, very attentive and explained everything."
Megan M. Closed Mar 01, 2024
"We were informed of the process from beginning to end. Rick was always available to answer questions . He helped make are dreams come true"
Keith B. Closed Jun 18, 2025
"The process was great and it moved fast. Great communication and fast response. Was available anytime to answer my questions. Overall a great experience."
Jay M. Closed May 28, 2024
"Open communication."
Mark C. Closed Jul 24, 2023
"Professional honest friendly good people"
Kevin G. Closed Mar 31, 2025
"I am a realtor in SC and had never used Rick. I had this elderly couple that I had sold their home and under contract for a new home based on their lenders approval. Less than 2 weeks from closing their lender dropped the ball. I sent them to two different agents that could not get it done. I was referred to Rick by another agent, gave him a call. He jumped on the file had been approved, through underwriting, and at the closing table on time. And today’s market that is unbelievable, I will always be loyal to Rick. He did an amazing job and pulled a miracle out of the sky. I have sent his number to several other agents. Thank you Rick for a fabulous experience."
Natalie M. Closed Mar 08, 2024
"Very helpful always answered my calls and questions. Great to work with made whole process easy to deal with."
James B. Closed Jul 15, 2025
"The communication was excellent! They made the process less stressful for me and fast! I would highly recommend!! They definitely deserve 5 star!! "
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