Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"exience was very good. Very quick to get information always helpful when we need it and always available when we needed them. I would use them again over and over. I have already recommended hem We can't thank you enough for everything you did for us we never thought this would be our realityBut you made it one. We are grateful for this experience.Thank you ! Radfords"
Christina R. Closed Oct 07, 2025
"Worked with you once before. Petie recommendes you all."
Debra P. Closed Sep 05, 2025
"Rick was a pleasure to work with. He was especially responsive and always available to address questions and concerns. I would recommend him to anyone liking for a quality lender!"
"Rick is a great and easy person to work with he breaks it down for you and works with your schedule not stressful at all highly recommend him this was my first time buying he made it very easy."
Jennifer G. Closed Jan 28, 2025
"Rick and Brenda Scherer were great to work with made the home buying process easy. I would definitely recommend Rick to anyone interested in buying a home."
Vernon R. Closed Sep 30, 2025
"Working with Rick Scherer has always been easy and his communication is always clear. Based on my experience, I highly recommend him. 10 out of 10!"
Melissa L. Closed Mar 15, 2024
"Patient, supportive, straight forward, no false promises, reliable, honest and will find you solutions. Good listener and interperter, doesnt ignore you or leave you out in the wild. I worked with 3 lenders during the process of buying my house and he is the only one who MADE things happen."
Dan C. Closed Jun 23, 2025
"As a first time homebuyer, the process was very smooth. Rick informed me pretty much about everything in the application process and was very easily accessible. He was courteous and provided a lot of clarity on what to expect."
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