Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Rick helped me so much! My original company was just awful. They were very unorganized & have me no information or help. Rick managed to fix all the damage they did & wouldn't let me give up. I wouldn't have my house if it weren't for him."
Christina Y. Closed Nov 19, 2022
"Rick and his crew are great. We just closed on our house on 4/21/23 was a difficult deal due to buyer and this team worked there butts off to get the deal done within the timeline. I would definitely recommend this crew for your house buying needs. You rock Rick."
Hope N. Closed Apr 21, 2023
"We had an overall great experience, Rick and his team was helpful, flexible and cooperative with efficient communication. He would always answer our questions timely, and there was no delay in the process, they were on top of everything."
Syed M. Closed Jun 27, 2025
"You were helpful from start to finish during the home buying process! We will definitely be referring others to you in the future. We are thankful to have found such a great company to work with. We are excited about the purchase of our new home!"
Ginger H. Closed Jun 26, 2024
"Nice to work with, knowledgeable and everything went so smoothly."
Pat B. Closed Jun 21, 2024
"Thank you for helping us find our first home"
Robert S. Closed Feb 16, 2024
"Rick and the Planet Home team was great to work with, a stress free process, thank you so much!"
Katie C. Closed Mar 27, 2025
"my husband and I are so thankful to Rick and the fantastic service him and Brenda provide! he's super patient and helpful and I am forever thankful to have found your ad! thank you thank you for getting us and our pups into our home before the holidays! 100% recommend Rick to anyone who wants a smooth home buying process!!"
Erika H. Closed Dec 03, 2022
"Quick Rick is the MAN!! It's still quite unbelievable how quick he got us from preapproval to closing. As first-time homebuyers, we had no idea what to expect in this process, but Rick's constant availability and swift responses to any and all questions made it a breeze. Rick- we cannot thank you enough for helping us purchase our first home. You will always be our go-to for all things mortgage related and we will spread your name to others any opportunity we get!"
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