Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Rick was very knowledgeable about the process. It went through very efficiently and professionally. I am very gald we referred to his company."
Sean C. Closed Sep 04, 2025
"This guy will do anything and everything to make sure your purchase and loan go smoothly."
David W. Closed Aug 22, 2025
"Rick has excellent communication skills! He kept us informed every step of the way. Every time I called him he answered. He also got the loan clear to close in record time! Very impressed. I would love to work together in the future!"
Christy W. Closed Mar 15, 2024
"They were so nice and easy to work with and kept me Informed the whole process all the way up to closing. Great people and company."
Timmithy T. Closed Oct 31, 2025
"Rick was very helpful and understanding throughout my whole home-buying journey. He single handedly made it possible for me to buy a house that I loved after I had given up hope in this bleak market."