Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Rick did everything he could to make sure i get to buy my first house and I really appreciate him for doing that I will definitely reference my friends to him"
Frank P. Closed Apr 11, 2025
"Great transaction, very smooth"
Francis S. Closed Oct 30, 2025
"Rick and Brenda were amazing and helped us tho through this process! We couldn't have done it without them and if we ever move again we will not use anyone but them!"
Brandon M. Closed Dec 31, 2024
"Rick was very easy to get a hold of and I never felt like I could not contact him which is exactly how you want to communicate with a lender. We were not passed around from one Department to another. Rick handled the whole transaction."
Lorena D. Closed Aug 31, 2023
"A massive thank you to Rick and his team. Firstly the speed of communication at all times was exceptional, I have never experienced such great customer service. Also your ability to help us navigate through what can be a confusing process was amazing. Thank you"
Troy J. Closed Apr 30, 2025
"Rick and Brenda were awesome for a first time buyer! They helped me along in the process and were very knowledgeable! A nice experience ! Thanks again!"
Brian T. Closed May 15, 2024
"They were so nice and easy to work with and kept me Informed the whole process all the way up to closing. Great people and company."
Timmithy T. Closed Oct 31, 2025
"Rick is always amazing I couldn't recommend him enough to my clients"
Mykela S. Closed Aug 09, 2024
"we have purchased 6 homes in the past and this was our first with Rick. It was the best loan process we have ever had from start to close. We will use Rick from now on."
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