Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Rick provided fast and reliable service to make the homebuying experience easier."
Gwendylynn W. Closed Jul 14, 2025
"Rick was pleasant to work with , very friendly and hard working . He was able to help us accomplish our goals . Highly recommend !"
Katie H. Closed Feb 15, 2023
"Already great"
Jeanne G. Closed Mar 31, 2025
"Great competent service."
Callista M. Closed Sep 09, 2025
"The quick responses, everything was done in a timely manner. They were the best with the pre approval odds."
Benjamin P. Closed Oct 20, 2025
"We were informed of the process from beginning to end. Rick was always available to answer questions . He helped make are dreams come true"
Keith B. Closed Jun 18, 2025
"After being turned down by another lender for a smaller amount, Rick was able to get me and my family into a gorgeous home for more than what we expected we could ever get. I cannot say enough good things about this man. He is on the ball with communication and honesty. Helped us from start to finish no matter what we needed or what questions we had. I’m sure he was glad to be done with our loan anyway, i 100% recommend him. He is so knowledgeable about everything and that really helped the process go smoothly."
Albert V. Closed Oct 23, 2022
"Very helpful always answered my calls and questions. Great to work with made whole process easy to deal with."
James B. Closed Jul 15, 2025
"Rick was very very supportive and provided guidance and feedback every step of the way. He was always pleasant and provided excellent customer service."
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