Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
GET A FREE RATE QUOTE ON THE RIGHT MORTGAGE FOR YOU!
"Rick went above and beyond to help our family with pre-approval all the way to closing. We were actually able to close 10 days earlier than planned which means start to finish took less than 30 days!! We highly recommend Rick and Brenda. We are officially homeowners thanks to all their hard work!!"
Christina S. Closed May 17, 2024
"Rick was easy to work with and was available any time we needed. I will definitely refer business his way. Thank you."
Jennifer D. Closed Jun 26, 2024
"Rick is just always awesome at what he does. Get it’s done on time, communicates constantly and makes it a smooth transaction"
Karie A. Closed Aug 09, 2024
"Getting it dun Thanks rick"
Robert L. Closed Jan 03, 2025
"Rick is by all means the beast of financing! I have tried to work with soooo many lenders and there weren't able to give me as many options as Rick… the process was smooth and a great experience. He walked us through the entire process and anytime I messaged or called.. he always answered! That's the key… getting a lender that doesn't just start the process but finishes it. We appreciate you soooo much Rick!"
Tiffany M. Closed Apr 28, 2023
"I was nervous, scared, terrified maybe, even going into this. A single mom of 4 boys I had no idea what I was getting myself into really. I just knew I needed guidance. That’s when I came across Rick and Brenda. They made the home buying process seem so easy and got us in our new home before Christmas just like we prayed for! It was an honor and blessing! I would recommend them over and over again! 5 stars all day long!"
Tamela S. Closed Dec 19, 2022
"They were so nice and easy to work with and kept me Informed the whole process all the way up to closing. Great people and company."
Timmithy T. Closed Oct 31, 2025
"Rick has excellent communication skills! He kept us informed every step of the way. Every time I called him he answered. He also got the loan clear to close in record time! Very impressed. I would love to work together in the future!"
Christy W. Closed Mar 15, 2024
"I love how fast the team pulled everything together. I was told I would get some of my money back on the appraisal, I asked and never heard back about that. Also it was very hard to learn what my mortgage will be every month, I feel this is something that should be put on the table from the start. I had to ask several times and by the time I found out we were kind of at the end of the process and if this was something that was too much for me it was too late. As a first time homebuyer I had no clue what was ahead and I feel there should have been more of a schedule or lay out to keep the buyer prepared and informed. I do feel Rick was professional and appreciate support from Brenda, it was a tough process but we got through it."
Apply in 5 minutes
