Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Rick and Brenda were both extremely pleasant to work with, responsive when I had questions and helped complete my home purchase."
Natasha M. Closed Mar 11, 2024
"Rick is awesome and got us closed early. We are so thankful for him!"
Annabelle S. Closed May 22, 2025
"Rick was very communicative and informative. He was also very kind when it came to explaining things that I didn’t understand."
Luz T. Closed Apr 25, 2024
"Rick was fantastic, knowledgeable and super friendly person. He made the whole process to go very smooth. I will highly recommend Rick to my friends and family. Thank you for setting up everything straight and he was very quick in turnaround."
Neelufhar A. Closed Dec 30, 2022
"Rick was the best part of the entire home buying process."
Melinda H. Closed May 13, 2024
"Rick and Brenda were absolutely great! Any questions we had they answered quickly and made the process very easy. Our realtor is even putting them on her list of lenders to recommend!! The whole process and advice from Rick was amazing from start to finish!"
Billy G. Closed Jul 31, 2025
"Rick is very professional and very nice and very helpful he help me the hole way threw I really appreciate him thank you Rick"
Lakenda M. Closed May 30, 2024
"Rick alway answers the phone and keeps you informed throughout the entire process. He has a wide variety of loan products, making him a good fit for buyers at any price point."
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