Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Mr.Scherer was very understanding of our needs and I feel did his best to help at explaining what was needed to complete the loan process.I would be happy to recommend him to others in the home buying process."
Timothy F. Closed Apr 25, 2024
"Rick was outstanding to work with. He helped us navigate obstacles throughout the process with patience and professionalism, always keeping us informed and on track. Highly recommend!"
Otmane A. Closed Aug 15, 2025
"Very helpful and made the entire process easy."
Shanequa M. Closed Jun 12, 2025
"Rick and Brenda made the process quick and easy! They were always quick to respond and were on top of things. Thank you both!"
Jordyn C. Closed May 22, 2025
"Rick was a pleasure to work with. He was especially responsive and always available to address questions and concerns. I would recommend him to anyone liking for a quality lender!"
David E. Closed Aug 01, 2024
"As first time buyers our whole experience went great!"
Jorge N. Closed Sep 26, 2025
"Rick was very helpful answering questions! He was professional! I will be sending a friend to him soon!"
Darnele B. Closed Mar 14, 2025
"Rick answered my calls when I called. Explained things well and gave sound advice"
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