Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"You guys doing whatever in your power to make purchasing a home great and go through without any problems."
Samantha F. Closed Sep 08, 2023
"Working with Rick was very easy. He was always quick to respond to any questions I had. And being the first time I've bought a home, I had a lot of questions. I would absolutely recommend Rick for anyone looking to buy a home!"
Jessie W. Closed Jul 28, 2025
"Well done and thank you SO very much! My husband and I were working with a tight timeline (17 days). We knew going in that it was going to be tricky and you did not disappoint, you met the deadline with plenty of time to spare. That truly speaks volumes to how well you and your office conducts business and the caliber of professionalism of all who handled the processing of our entire loan. Our realtor has even saved your contact information to share with others. Thank you Rick from the bottom of our hearts!!"
Georgette S. Closed May 24, 2024
"Great person to work with"
Russell W. Closed Feb 07, 2025
"Rick was very helpful answering questions! He was professional! I will be sending a friend to him soon!"
Darnele B. Closed Mar 14, 2025
"Rick was very help and did what he promised. He got us our own home"
Michael S. Closed Feb 22, 2024
"Rick made it simple, and that matters. He gave a list of what was needed and made our first home buying experience pleasent and hassle free!"
Jessica S. Closed Apr 15, 2025
"Rick and Brenda were great to work with. They answered any questions I had quicker than any other business I have worked with. I would recommend these guys to any of my family or friends looking for a mortgage!!"
James J. Closed Jun 21, 2024
"Rick and Brenda were absolutely great! Any questions we had they answered quickly and made the process very easy. Our realtor is even putting them on her list of lenders to recommend!! The whole process and advice from Rick was amazing from start to finish!"
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