"Good communication and did a great job guiding my clients through the loan process."

"Rick is a great and easy person to work with he breaks it down for you and works with your schedule not stressful at all highly recommend him this was my first time buying he made it very easy."

"Very helpful and made the entire process easy."

"Thank you for a job well done!"

"A Mortgage Company That Actually Took the Time to Understand Us After more than 11 years of trying to buy a home, we had almost started to believe that homeownership simply was not going to happen for us. As self employed, blue collar working people, our financial situation did not always fit neatly into the traditional mortgage process. We had spoken with other lenders over the years, but often felt like we were being judged by numbers on a page rather than having someone actually take the time to understand our income, our work, and our circumstances. Then we found Valor Mortgage. What made the difference was that Valor actually listened. They took the time to understand how we earn our living, how self employment works, and why our financial picture looked different from that of someone with a traditional salaried job. Instead of immediately writing us off because we did not fit the standard mold, they worked with us and helped us find a path forward. After 11 years of trying, we finally became homeowners. That is something our family will never forget. I especially want to recommend Valor to other self employed people, tradesmen, blue collar workers, small business owners, contractors, and anyone else who has ever felt like traditional mortgage companies simply did not understand their situation. If you have been turned away elsewhere or feel like you are being judged before anyone really looks at the full picture, I would strongly encourage you to talk to Valor. They did not just see a set of numbers. They took the time to see the people behind them. For our family, that made all the difference. We are incredibly grateful to Valor Mortgage for helping us accomplish something we had been trying to do for more than a decade."

"Rick alway answers the phone and keeps you informed throughout the entire process. He has a wide variety of loan products, making him a good fit for buyers at any price point."

"Great communication and flexibility to work with a client"

"Rick had communication"