"The service we received from Rick Scherer was very professional and helpful. He responded to every question we had in a timely and professional manner and he always made us feel like we were his only clients"

"Rick really came through for us. We were in a bad rental and Rick was able to do what seemed impossible and got us into our own home. His team was fantastic and really helped change our lives. Rick is a miracle worker and stuck by his word. Best integrity and results are awesome! Rick is the best!"

"Rick was very very supportive and provided guidance and feedback every step of the way. He was always pleasant and provided excellent customer service."

"I had other mortgage experiences that were unprofessional. But, with Rick the process was seamless!!! Rick's knowledge and expertise are top notch and he will be my number one referral from now on!!!!"

"This guy right here is amazing! We went through a local lender and they said my credit was too bad to be on a home loan so they’d only use my husbands. We needed both incomes in order to get a house in my area so that didn't work. I saw this add pop up and wondered. He contacted me and helped me fill out forms over the phone. I was praying it wasn’t a scam as that’s a lot of info well.. he got it to where both incomes are on it and we had a higher limit than I could have dreamed about. It certainly was not a scam and we close on our perfect home in the next 2 weeks. Keep in mind we started this process August 31st. It has gone so fast and smoothly all thanks to him. Couldn’t ask for anyone better to help us on this exciting journey. Also.. he has answered all of my questions no matter how stupid they are in a very fast and honest manner 10/10 recommend"

"Rick and Brenda were great to work with. They answered any questions I had quicker than any other business I have worked with. I would recommend these guys to any of my family or friends looking for a mortgage!!"

"I'm extremely grateful to Rick Scherer and the rest of the team at Valor Home Loans. Being first-time home buyers, we didn't know much about the process but from the very beginning they guided us through the process and helped us all the way to closing day. We only had 45 days before we had to move out of our rental, and we were able to close in 30 days!! I strongly recommend their services to anyone looking to buy a home not only because of the way they guide you but also the urgency they show. Thank you so much to our Realtor Claudia Williams, Rick, Brenda, Novalee and Also Robin with Wollinka Wikle Title Insurance. :)"

"Rick and Brenda were great to work with. Explained the whole process and answered any questions i had. Would definitely work with them again"