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Loan Details
Loan Type
Loan Term
Purchase Price
$
.00
Down Payment
%
$
.00
Interest Rate
%
+Advanced
Taxes & Insurance
X
Annual Property Taxes
$
.00
%
Annual Homeowners Insurance
$
.00
%
Monthly Payment Breakdown
Your Payment:
$1,516.92
Priciple & Interest:
$1,258.59
Property Taxes:
$166.67
Insurance:
$91.66
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Rick Scherer and his team made this purchase a very easy and painless experience. If I find out that any of my family or friends are looking to purchase a new house I will be referencing him."
John S. Closed Apr 12, 2024
"I’m a travel nurse, who had taken a few years away to raise my kids. I had been back six months. The other lenders were requiring a year despite fha saying six months given the years prior to the break.
Rick is a very determined guy and I knew from the start, if anyone would get it done, it would be him.
Initially I got the preapproval for conventional with 10% down. Which was rather heartbreaking as I’d had my mind set on FHA.
A couple weeks before close, Rick got us approved for FHA!!
I type this while sitting in my new home.
Do the application. You won’t regret it!"
Phoenix T. Closed Nov 12, 2022
"Great experience overall. what would have made it better is if an initial call or email listing all information needed. i wasn't asked about my filing status or previous living history in the beginning."
Janet B. Closed Aug 29, 2025
"I highly recommend Rick at Valor. He made my home buying experience so easy and flawless."
Stephanie T. Closed May 29, 2026
"Rick was awesome to help get our deal done"
Shane F. Closed Aug 04, 2023
"Everything went smoothly, thank you"
Robert L. Closed Jul 31, 2025
"Rick and Brenda were absolutely great! Any questions we had they answered quickly and made the process very easy. Our realtor is even putting them on her list of lenders to recommend!! The whole process and advice from Rick was amazing from start to finish!"
Billy G. Closed Jul 31, 2025
"Rick was on the ball with everything. He worked fast and efficiently, and communicated well throughout the entire process."
Heather H. Closed Jun 03, 2025
"It was just so easy and moved along very quickly"
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