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Loan Details
Loan Type
Loan Term
Purchase Price
$
.00
Down Payment
%
$
.00
Interest Rate
%
+Advanced
Taxes & Insurance
X
Annual Property Taxes
$
.00
%
Annual Homeowners Insurance
$
.00
%
Monthly Payment Breakdown
Your Payment:
$1,516.92
Priciple & Interest:
$1,258.59
Property Taxes:
$166.67
Insurance:
$91.66
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Rick was awesome and was there to answer any questions. Helped and explained anything and everything to make the process go faster."
Jason G. Closed Feb 20, 2026
"Thank you for a job well done!"
Jade T. Closed Aug 25, 2023
"Everything went smoothly, the staff was very professional and helpful, and the service exceeded my expectations."
Clairson C. Closed Dec 19, 2025
"Open communication."
Mark C. Closed Jul 24, 2023
"I'm extremely grateful to Rick Scherer and the rest of the team at Valor Home Loans. Being first-time home buyers, we didn't know much about the process but from the very beginning they guided us through the process and helped us all the way to closing day. We only had 45 days before we had to move out of our rental, and we were able to close in 30 days!! I strongly recommend their services to anyone looking to buy a home not only because of the way they guide you but also the urgency they show. Thank you so much to our Realtor Claudia Williams, Rick, Brenda, Novalee and Also Robin with Wollinka Wikle Title Insurance. :)"
Juan P. Closed Sep 11, 2026
"The professional approach always willing to listen and give tremendous advice and can call on him any time of the day or night with any problems or advice and he responds with in second he go the extra miles to see you succeed he is a wonderful person I would recommend him with in a heart beat to anyone who is interested in obtaing a lender I talked about him every day"
Derek G. Closed Mar 15, 2024
"Great company. Great service."
John A. Closed Feb 19, 2025
"Great experience working with Rick! He was very helpful, responsive, and made the whole loan process simple and easy. He kept me updated throughout and was always quick to answer any questions I had. Everything went smoothly from start to finish. Definitely recommend Rick and Valor Home Loans!"
Gazi M. Closed Sep 17, 2026
"Rick is very professional and very nice and very helpful he help me the hole way threw I really appreciate him thank you Rick"
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