Rick Scherer
NMLS ID#102054
352-446-9422
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Equal Housing Lender. © 2026 Boxcar Mortgage, LLC DBA Valor Home Loans | NMLS ID# 1969375 | For licensing information, go to: www.nmlsconsumeraccess.org | This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown.