The benefits of owning a home instead of renting offer buyers several tax advantages, the ability to grow equity, and of course a place to call your own. It's also a feel-good milestone that offers a sense of pride and accomplishment. And, the current real estate and mortgage market conditions have created the perfect opportunity to transition from writing a monthly rent check to investing in your own home. Here are several reasons you should consider buying:
Rent will continue to rise. Homeownership is an investment. Predictable Monthly Payments. Historically low rates and down payments. Tax Deductions.
Whether you are a first time homebuyer, buying an investment property or second home, we are here to work with you every step of the way!
We offer our own in-house Down Payment Assistance as well as many local and state programs. Some are First-Time Homebuyers only and other do not require that.
Low Credit Scores
Unlike most lender, we have no credit score overlays. Typically you will need a larger down payment when your scores are below 600.
Low Rates
We are a direct lender and one of the largest servicer in the country. This allows us to keep our rates low for our clients!
This site is not approved by the New York State Department of Financial Services. This site is not intended to solicit business within the State of New York, nor can applications for properties located in the state of New York be facilitated through this site.
