"Rick made this the easiest process for us!!!"

"Rick is great at whar he does he keep you alert threw threw the whole process I gives 5 stares thabkyou risk dor everthing"

"Great experience working with Rick! He was very helpful, responsive, and made the whole loan process simple and easy. He kept me updated throughout and was always quick to answer any questions I had. Everything went smoothly from start to finish. Definitely recommend Rick and Valor Home Loans!"

"This guy right here is amazing! We went through a local lender and they said my credit was too bad to be on a home loan so they’d only use my husbands. We needed both incomes in order to get a house in my area so that didn't work. I saw this add pop up and wondered. He contacted me and helped me fill out forms over the phone. I was praying it wasn’t a scam as that’s a lot of info well.. he got it to where both incomes are on it and we had a higher limit than I could have dreamed about. It certainly was not a scam and we close on our perfect home in the next 2 weeks. Keep in mind we started this process August 31st. It has gone so fast and smoothly all thanks to him. Couldn’t ask for anyone better to help us on this exciting journey. Also.. he has answered all of my questions no matter how stupid they are in a very fast and honest manner 10/10 recommend"

"Communication. Attention to every detail"

"Rick & Brenda were consistently effective at meeting critical deadlines in the home buying process. Their service and professionalism is top notch. Super experience!"

"Rick was eager to answer all of my questions. Rick was very supportive and encouraging throughout the entire process. He always took the time to explain every step in simple terms I could understand. Every conversation felt like I was talking to someone who really cared about the people he was working hard for. I will recommend Rick to anyone I know in the market for a house. Thank you again Rick."

"Great person to work with"